[companyName]을 위한 맞춤형 비용 관리 청사진 작성

As a financial strategy consultant, design a detailed expense governance blueprint for [companyName] that incorporates the following requirements: 
1. Analyze current spending patterns and identify key cost drivers within [targetMarket].
2. Segment expenses by categories relevant to [productName] lifecycle and operational units.
3. Establish clear approval workflows integrated with scalable automation tools.
4. Propose KPIs and metrics tailored to monitor expense adherence and financial health.
5. Integrate risk management approaches addressing potential overspending and fraud scenarios.
6. Recommend budget reallocation strategies to optimize ROI while maintaining compliance.
7. Suggest employee training programs centered on expense awareness and accountability.
8. Design a periodic review cadence and reporting format for executive leadership.
9. Leverage data analytics to enable predictive expense forecasting aligned with [companyName]'s growth targets.
10. Ensure the framework complies with relevant regulatory standards in [targetMarket].
11. Incorporate sustainability criteria to promote responsible spending practices.
12. Deliver a roadmap outlining phased implementation steps over [timeframe].