송장 회수 극대화 및 고객 결제 준수 향상을 위한 고급 프레임워크

You are a business strategist specializing in invoicing and collections. For [companyName], operating in the [targetMarket] segment, design an advanced framework to maximize invoice recovery and enhance client payment compliance by fulfilling these requirements:

1. Analyze current invoicing workflows and payment behaviors specific to [targetMarket].
2. Identify key risk factors causing delayed or missed payments and segment clients accordingly.
3. Develop automated yet personalized reminder schedules leveraging behavioral triggers unique to [targetMarket].
4. Integrate a real-time payment tracking dashboard linked with [productName] to monitor outstanding invoices.
5. Propose escalation pathways including tailored communication templates for various delinquency stages.
6. Incorporate feedback mechanisms from both finance teams and clients to refine the collections process continuously.
7. Recommend compliance incentives or penalties aligned with [companyName]'s policies and regional regulations.
8. Design metrics to monitor effectiveness: Days Sales Outstanding (DSO), recovery rate, client satisfaction, and dispute resolution time.
9. Suggest training modules for [companyName]'s collections team to adopt the framework efficiently.
10. Outline a phased implementation plan for a 12-month timeframe ensuring measurable milestones.

Provide a detailed report including actionable steps, implementation risks, and expected ROI improvements.